Finally, tax tools built for how travel nursing actually works.
Allowances, multi-state estimates, and tax-home questions — free planning tools with published assumptions.
Available calculators
Contract Analyzer
Enter your taxable rate, allowances, and states for a simplified 2026 federal, FICA, and state planning estimate.
Analyze a contract →Tax Home Quiz
Review facts that may support your tax-home position, based on the framework in IRS Publication 463.
Take the quiz →Per Diem Checker
Compare your agency's housing and M&IE allowances with FY2026 GSA CONUS reference rates.
Check your per diem →W2 vs 1099 Calculator
Side-by-side planning comparison of W2 and 1099 contracts, including expenses, self-employment tax, and an estimated break-even rate.
Compare contracts →State Tax Guide
Browse simplified marginal-rate and wage-reciprocity assumptions, then verify current state instructions.
Browse states →Primary sources behind the tools
Federal rules are checked against IRS guidance and Social Security thresholds. Per-diem references use the official GSA FY2026 CONUS table. State calculations remain simplified and should be verified before filing.
Why travel nurse taxes are different
Travel-nurse offers can combine taxable wages with travel allowances and involve more than one state. Whether an allowance is excluded from wages depends on the tax-home, business-travel, substantiation, and accountable-plan rules—not simply what the contract calls the payment.
These calculators model a split package, but they cannot determine whether a payment qualifies for exclusion. They also do not know your other annual income, credits, deductions, resident-state credits, local taxes, or employer plan documentation.
Multi-state filing is the other complexity most nurses underestimate. Every state where you earn wages may require a nonresident return. Reciprocity and resident-state credits can change what is owed, which is why the displayed state amounts are rough comparisons rather than filing calculations.
Common questions
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